Posted on Saturday, 7/04/2009 - 12:10 p.m. PDT — by scottgreene
The product of health insurance is to provide you with medical coverage when you need it. Unlike other businesses that need to provide you with their product in order to make any money, health insurance companies actually make more money for themselves when they restrict and do not pay claims. In other words, they make more money when they do NOT provide the product that you have paid them for.
Read the 50 to 70 pages of your health insurance contract. Pay particular attention to the section entitled “limitations and exclusions”. People’s health is not a product that needs to be left to the whims of money motivated CEO’s and stockholders. If that is your thinking, you might as well have your police and fire department protection based on insurance premiums you pay. Then you can go to the police and fire protection insurance page for ‘limitations and exclusions’ on whether or not the police or fire department would come out to your house in the event of an emergency.
The point is, you would never think of discriminating against another citizen if he was the victim of a fire or crime. So why would you be ok with health insurance companies discriminating against fellow citizens who have pre-existing medical conditions?
Joined: Sep 2006
Current Posts: 1923
Look at it as the insurance company would. Let's say you have a person 60 years old. Never sick. Didn't see a need for insurance. Now all of a sudden he/she gets a catastrophic illness. Goes out and decides he needs insurance. Makes 1 payment and expects the insurance company to pay out thousands after that 1 payment. Would you last long with a business like that? I don't think so. I think all that's needed is a little oversight on the charges from the Drs. Hospitals and drug companies. Open more clinics for people with just common colds and sprains. And please, control our borders.